GoldRatio

GoldRatio is a finance education and budgeting app that helps you balance spending, saving, and investing with a simple ratio-based framework. It combines AI insights, bite-size lessons, and clear visuals to improve financial literacy and daily money decisions. Key features - Ratio-based budgeting templates such as 50 30 20, Golden Ratio, and fully custom rules, with real-time tracking and alerts - Interactive personal finance lessons and quizzes on credit, compounding, ETFs, and risk, built for beginners and busy professionals - Goal and portfolio planner with AI suggestions, including gold-to-stocks and cash-to-investments ratio dashboards for smarter allocation Ideal for users seeking a practical budgeting app, investment education, AI-driven insights, and a clean portfolio tracker to build long-term financial confidence